Legal information for business women from The BWT


Keeping Your Business On The Right Side Of The Law

The business world is rife with regulations and laws, most of them very necessary and practical but all of them are to be adhered to, of course.

The legal section of The BWT is full of information and articles aimed at giving members a heads up on all matters legal in business.

It’s a vast subject too, with topics ranging from Insurance to company formation, litigation to tenders, employment to data protection and bankruptcy to trademarks, legality and business is big business and can be costly if you fall foul of it.

Take a look around our many legal articles and maybe find a member near you who might be able to help with any of your legal issues.



Protect, protect, protect

As a small business owner it is vital that you are protected against risks that could affect you or your business.

Choosing the right types of insurance cover is dependent on the profession or trade that you operate in, and where you operate your business from.

There are many types of insurance you may need to consider; Public Liability, Professional Indemnity, Employers Liability to name a few, as well as the more obvious ones like buildings & contents insurance, motor vehicle and equipment insurance, the list goes on.

A good insurance broker will be able to help you decide what types of insurance cover your business needs and to what level of cover too.

You will find some useful and helpful articles on insurance within the BWT and you may even be able to connect with a good, local broker to help you through the insurance minefield!


*Employers Liability *Professional Indemnity *Partnership Insurance *Key Man Insurance
*Public Liability *Motor Vehicles Insurance *
Loss of Earnings Insurance
*Property & Premises Insurance * Stock Cover *Contents Insurance *Loss of Licence



How do you set up your new business?

Or when is the right time to potentially change the structure of your business?

These are questions that we all face at one time or another in our business lives and it’s important to know the options and how to go about things.

There are different legal structures available when setting up a UK business and within the BWT you will find the answers to many of the questions surrounding this often complex topic.

As your business grows you may also want to consider changing the legal structure of your business. You may have started out as a sole trader and have grown considerably and now is the time to become a Limited Company, but how do you go about it and what do you need to consider?

The BWT is full of useful resources to help you decide and instigate your company structure, and there are many experts who are fellow members who can help!


*Sole Trader *Partnership *Company Directors *Self Employed *Limited Liability
*Tax Benefits & Liabilities *Dividends *Shareholders *Limited Liability Partnership (LLP)



Contracts come in many shapes and guises

There is a contract for almost every aspect of business dealings... employment, premises, supplies, partnerships, research and finance etc etc.

Some are quite simple and straightforward whilst others can be extremely complex and often very costly to construct and administer.

Contracts are a necessary evil in many business people’s eyes yet without them we would struggle to conduct business in an orderly and fair fashion, and of course lawyers would struggle to earn a living too!

So we must always enter into any contractual relationship with our eyes wide open and with a good understanding of what we are signing In many larger organisations, and increasingly more often among smaller businesses too, we are inviting companies to "Tender"..."a special procedure for generating competing offers from different bidders looking to obtain an award of business activity in works, supply, or service contracts".

Tenders are an increasingly popular way to get companies to bid for the supply of goods and services, especially among local councils and government institutions and many smaller businesses are being drawn into this procedure so it is important to understand how they work.

Read what the legal experts say about contracts and tenders, and what others have experienced, here on The BWT.


*Employee Contracts *Non-Disclosure/Confidentiality Agreements
*Partnership Agreements *Independent Contractor Agreements
*Invitations to Tender *Leases and Finance Agreements *Contract of Supply



Business Law is a massive topic, obviously!

When operating a business, whether as a sole trader or as a limited company, you will come into daily contact with many legal aspects of business.

A Limited company in the UK, for example, can come in a variety of shapes and sizes, and can be designed operate in different ways.

But all companies are separate entities in their own right, independent of directors and shareholders. Company law is in place to govern and look after companies and it's personnel and covers all aspects from finance to disputes.

There are just as many rules and regulations regarding sole traders and the self-employed too, and it is important for business owners to understand their responsibilities.

On the BWT you will find a range of articles and posts relating to many aspects of business, and company law.


*Data Protection *Litigation *Trademarks & Copyright *Privacy Policies *Terms and Conditions
*Internet & Digital Law *Employment Law *Companies Act 2006 *Legislation



Going into a partnership - friend or foe?

Partnerships in business can be a very rewarding experience, but it can be a disastrous one also!

Sharing skills, experiences and workload can often make for a very successful and long-term business relationship, with each of the partners bringing their own particular and unique assets to the business. But entering into a partnership must be done with caution and with our eyes well and truly open.

Often a partnership is entered into with friends or relations and the potential for relationships to sour, sometimes terminally, is a real possibility.

So, with that in mind, chose your partners carefully and do your own “due diligence” on whoever you may be considering going into business with.

It could well be a business marriage made in heaven … or, hopefully not, hell!


*Business Partners *Partnership Agreement *Skills & Responsibilities *Relationships

*Limited Liability Partnership (LLP)  *Shares & Dividends 




Hopefully you won't have to read this section

Not our favourite topic of course, but one that sometimes needs to be addressed and, when faced with a difficult business decision like insolvency.

Over recent years we have seen many businesses fall foul to the recession and many have struggled to stay afloat during difficult times.

There are many other reasons apart from the global economic climate that can make a business hit hard times, poor planning, mismanagement, cash flow problems or even theft or fraud.

But whatever the reason for a business’s financial struggles, it is important to act swiftly and appropriately in dealing with the company’s finances.

There are many ways to approach a bad financial period in a business’s life and it is crucial to get the best advice and to act accordingly.

Here on the BWT you will find some good articles relating to debt and insolvency and you may even find a friendly expert to help you in your hour of need.


*Debt Management *Creditors *Insolvency *Inland Revenue *Bankruptcy
*Voluntary Arrangement *Liquidation *Employee Rights *Cash Flow